Insights From RiskBlock Alliance

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Insights From Guy Fraker

The Exponential Innovation Process

Guy Fraker

Innovator's Edge Podcasts

Thought Leadership

Era of Insurance Innovation Is Upon Us

Haywood Marsh Tue, 04 Dec 2018

It’s a remarkable time in the insurance industry. Looking around at other major industries — retail, banking, manufacturing — it’s easy to see the changes that disruptors a...

Data Prefill: Now You See It, Now You Don’t

Karen Pauli Tue, 04 Dec 2018

At children’s birthday parties, a guest magician may utter the well-worn phrase, “now you see it, now you don’t” – and a bouquet of flowers disappears. That trick, a heartw...

Insurtech: Revolution, Evolution or Hype?

Mark Walls Wed, 28 Nov 2018

Artificial Intelligence (AI), machine learning, the Internet of Things (IoT), blockchain, robotics, quantum computing — the terminology of technology is staggering enough, ...

Digital Distribution in Life Insurance

Donna Jermer Tue, 27 Nov 2018

It’s not news that today’s consumer has high expectations when it comes to the buying experience and customer support – and this certainly includes the purchase of insuranc...

Rates in Era of New Relationship Norms

Tom Hammond Wed, 21 Nov 2018

About 50% of U.S. adults are married today. While this number has stayed fairly steady over the past five years, it represents the bottom edge of a downward trend that has ...

The Dazzling Journey for Insurance IoT

Matteo Carbone Tue, 20 Nov 2018

When Chloe steps out the door of her apartment on her way to work in the morning, her vehicle automatically unlocks its doors while the navigation system maps out the best ...

How to Gain Real Value from AI

Gaby Olazabal Mon, 19 Nov 2018

As artificial intelligence (AI)-based solutions are introduced to the insurance industry and a new wave of insurtech companies rise up, it can be difficult to see the fores...

The Path Forward for Insurance Industry

Tim Attia Fri, 16 Nov 2018

The insurance industry is hundreds of years old and full of ingrained perceptions and antiquated processes, which continue to cause frustration among customers. Insurers kn...

It’s Time to End Appeals Based on Fear

Anurag Chauhan Wed, 14 Nov 2018

Consumer attitudes toward the insurance industry are changing faster than ever. Millennials make up the most populous generation today, and with many of them entering their...

The Problems With Blockchain, Big Data

Bruce Heffner Tue, 13 Nov 2018

Have you ever wondered why, when you buy software, you are provided a rather lengthy notice outlining its limited warranties and generally telling you what it will not do? ...

Insurtech's Voice

White Label Payment Gateway White Paper

Dec. 7, 2018, 3:07 p.m.

Learn how to launch a white label #payment #gateway and how to roll it out without hassles and surcharges.

Best Talent Retention Strategies for Today's Workplace

Dec. 6, 2018, 3:16 a.m.

You worked hard (and spent a lot of money on) bringing the best people on your team. Here’s how to keep them for the long haul. Great tips from ...

4 Crucial Talent Retention Strategies for Designing Your Benefits Package

Dec. 6, 2018, 3:14 a.m.

This article gave insight on the variety of tactics that you can utilize to attract the top talent during your open enrollment process and how to i...

"Disruptive Model" by South Florida Business & Wealth

Dec. 6, 2018, 3:12 a.m.

Publications Edit publication Best Talent Retention Strategies for Today's Workplace publication titleBest Talent Retention Strategies for ...

Become a Payment Facilitator - White Paper

Dec. 5, 2018, 11:01 p.m.

Curious how to build a #PayFac platform fast and seamlessly? Our tips will help.

Own a Payment Gateway

Dec. 4, 2018, 2:24 p.m.

Launch your own payment gateway to create a positive payment processing experience for your customers.

How to Hire Remote Magento Developer for Your Next E-commerce Store?

Dec. 4, 2018, noon

Marketing products online seem like a huge task. It often feels never-ending and never halting. In the myriad of options to delve into, it becomes ...

How Upgrading to Magento 2 Can be Helpful?

Dec. 4, 2018, 11:59 a.m.

Magento 2 is quite stable as compared to its older version. It is re-formatted, great performing and user-friendly platform. The new version is qui...

Magento 2.3 Brings in Amazing New Features to Explore

Dec. 4, 2018, 11:57 a.m.

The new version of Magento that is Magento 2.3 comes with amazing new features to unleash. You will be able to experience new functionality plus mo...

How to Start a Payment Gateway

Nov. 23, 2018, 6:20 p.m.

An article describing the key misconceptions related to starting a payment gateway of your own, and explaining the order of steps to be taken.

“Fundamentals of Payment Processing”: Free Guide

Nov. 16, 2018, 11:17 a.m.

Press Release: United Thinkers releases a guide on fundamentals of payment processing for all categories of merchant services industry players

Elixir Programming: Facts to Know for Better App Development

Nov. 14, 2018, 2:29 p.m.

There many well-known web development languages as Python, PHP, and Ruby that have been successfully used by developers for a long time. There has ...


Nov. 14, 2018, 10:17 a.m.

In the age of technology, start-ups are emerging in great numbers, making smartphone technology an essential requirement of vibrant human lifestyle...

Swift vs Objective-C. Which iOS Language To Choose

Nov. 12, 2018, 3:47 p.m.

As the iOS platform is gaining popularity and Apple users have high payment ability, businesses concentrate on strategic efforts to give the best q...

White label Payment Facilitator Model

Nov. 8, 2018, 7:18 p.m.

Are you on the way to become a PayFac? Find out how white label payment facilitator model can give you all the features of PayFac without investing...

How Much Does It Cost to Build an E-Commerce Website?

Nov. 6, 2018, 4:17 p.m.

Nowadays the cost of the building an e-commerce website will range from $35,000 to $1,000,000 and even more. The price will depend on the customer’...

How to Make Your App Successful

Oct. 26, 2018, 10:21 a.m.

If you want to launch a great app startup, you need to follow a systematic pattern. You will learn how to make a successful app business, despite l...

Fundamentals of Payment Processing

Oct. 25, 2018, 4:16 p.m.

Want to launch any type of business related to providing payment processing services successfully? Learn the foundations of merchants, ISOs, paymen...

The Future of the Blockchain Technology

Oct. 23, 2018, 8:14 a.m.

As you may have already noticed, Blockchain technology is the center of attention in current news headlines. The technology has been deemed “disrup...

How Traveling Abroad Can Build a Stronger Entrepreneur

Oct. 18, 2018, 5:30 p.m.

As I continue my second startup, I am becoming increasingly aware of how the experiences I find myself leaning on the most have been gained over th...

Why a Company Pledge Feels More Authentic than Company Values for My Startup

Oct. 18, 2018, 5:29 p.m.

Aspirational company values are commonplace at startups. Here's why I wasn't able to write them for my own company and what we're doing instead.

Your Own Payment Gateway Similar to Stripe or Square

Oct. 18, 2018, 4:48 p.m.

Looking to create your own #paymentgateway similar to #Stripe or #Square? Learn how you can benefit from the #whitelabel solution and get your own ...

The Value of Proper Documentation

Oct. 9, 2018, 6:24 p.m.

White paper by P&C attorney Matt Ponzi, partner at Foran Glennon on the need for proper documentation of property claims and the effect on litigation.

Future of E-Commerce

Oct. 7, 2018, 12:31 p.m.

Currently, it is a must-have to be active on social media and to operate in the e-commerce sector. E-commerce is a process where parties buy & s...

See research section for a list of reports I have written.

Oct. 6, 2018, 1:47 a.m.

Over 40 articles, research reports, market studies on insurance and banking in Canada.

Finance minisiter scorecard August 26, 2015

Oct. 6, 2018, 1:44 a.m.

This report looks at Joe Oliver, minister of finance’s progress to date, and assigns a grade to his government’s performance to date.

Moneyball Marketing: What do MasterCard and Billy Beane have in common?

Oct. 6, 2018, 1:42 a.m.

In the book by Michael Lewis, Moneyball, ‘The Art of Winning an Unfair Game’, the author focused on the flaws that existed in the traditional way b...

Creating a Culture of Wow Through Self Service

Oct. 1, 2018, 7:28 p.m.

How self service can help the Customer Experience.


Oct. 1, 2018, 7:26 p.m.

3rd Canadian Broker to be featured as the marketing agency of the month in Rough notes.

On the Cutting Edge of Personalized Healthcare

Sept. 28, 2018, 3:17 p.m.

GE Canada rolls out pharmacogenetic testing for all employees after pilot project

White-label Payment Facilitator Program

Sept. 28, 2018, 12:17 p.m.

Press Release: United Thinkers launches a white-label facilitator program allowing businesses to benefit from all advanced PayFac-specific services...

Open Source Payment Gateway: Fees and Savings

Sept. 25, 2018, 3:16 p.m.

Want to save on credit card processing fees? Learn the pros and cons of licensing the open source payment gateway solution in terms of cost reduction.

Reduce Processing Costs

Sept. 20, 2018, 1:29 p.m.

Credit card #processingcosts are too high? Find out how to lower #transaction #fees using 2 basic strategies: negotiating with the processor or sea...

Thunder Launchpad graduates first class

Sept. 18, 2018, 8:23 p.m.

Entrepreneurs from 10 young businesses recently concluded the 12-week Thunder Launchpad accelerator program by pitching their ventures to potential...

BriteBee Launches a New Kind of Online Insurance Platform

Sept. 18, 2018, 8:20 p.m.

"People hate searching for insurance," says BriteBee CEO and Co-Founder, Keagan Henson. "There is so much value in a personal agent/client relation...

Providing Value over Offer in Branding: Meet Brian Appleton | The Hive Five

Sept. 18, 2018, 8:15 p.m.

Our guest on today’s episode is Brian Appleton. Brian is the founder and host of the Insurance Agent Summit. The Insurance Agent Summit is the worl...

The Media Says the Insurance Agent is Going Away. We say Otherwise.

Sept. 18, 2018, 8:04 p.m.

We get it — everyone needs insurance BUT no one likes shopping for it. In fact, this article from Money tells us that only 64% of millennials pay f...

How BriteBee Came to "Bee"

Sept. 18, 2018, 8:03 p.m.

“BriteBee? What an unusual name! Where did the name come from?” We get this question a lot! Yes, the name is unusual — and no doubt memorable — ...

Key Decisions On The Path To Innovation

Sept. 13, 2018, 8:44 p.m.

One of the core attributes, both motivating and binding, team ITL is the shared and unquestionable belief that every insurer has the opportunity an...

Time For A New Innovation Model

Sept. 13, 2018, 8:39 p.m.

Einstein's famous quote holds such profound wisdom for insurers today, "We cannot solve the problem with the same thinking that led us to the prob...

EMV Payment Terminal Solution for You

Sept. 4, 2018, 2:01 p.m.

Press Release: #UnitedThinkers released an updated version of a free white paper explaining how to choose the right #EMV #paymentterminal solution.

Replace Legacy System

Aug. 22, 2018, 8:24 p.m.

Keep struggling with a legacy payment system? Let UniPay Gateway find a smart decision that would help renovate and upgrade your outdated legacy sy...

Virtual Payment Facilitator Model

Aug. 13, 2018, 3:59 p.m.

An article explaining the benefits of virtual #payment #facilitator model for SaaS platforms that want receive additional revenues from merchant se...

United Thinkers Completes Card-present EMV Integration with TSYS

Aug. 9, 2018, 7:25 p.m.

United Thinkers has recently completed integration of its flagship product UniPay Gateway with TSYS.

On the way to Payment Facilitator Model

July 25, 2018, 8:31 p.m.

An article describing how #softwareplatform providers can benefit from implementation of a wholesale #ISO or a #payment #facilitator model.

Active Shooters: Does Preventing Them Require a Different Kind of Camera?

July 23, 2018, 10:53 p.m.

What does 15+ years of research into hundreds of post-incident reports expose about Active Shooter incidents and tragedies...

How to Prevent Shootings Violence Tragedies and Incidents

July 23, 2018, 10:50 p.m.

How to Prevent Shootings Violence Tragedies and Incidents... and it isn't what you think it is...

InsurTech: 3 misconceptions and 1 call to collaborate

July 23, 2018, 3:36 p.m.

We have identified a few key doubts, or apprehensions, that seem to be holding some insurers back from embracing the true value of InsurTech. Here'...

Insurtech: Data access and choice come of age

July 23, 2018, 3:35 p.m.

The insurance industry is finally beginning to exploit new technology, but only years after consumers started searching for the best deals online a...

Insurtech is an epic climb--Can you do it?

July 23, 2018, 3:33 p.m.

Right now, insurers are faced with an epic climb: insurtech. A new breed of insurance technology has changed the game and disrupted an industry tha...
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