Insights From RiskBlock Alliance

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Insights From Guy Fraker

The Exponential Innovation Process

Guy Fraker

Innovator's Edge Podcasts

Thought Leadership

Claims Technology: One Size Won’t Fit All

Jeff Bowman Fri, 22 Feb 2019

As I watch the insurtech space, I see a fair bit of hype around disruptive technology. Some of what I see reminds me of the dotcom boom of the late 1990s. Then, as now, lot...

Opportunities in Wearables, FitBits

Michael de Waal Fri, 22 Feb 2019

Wearables and fitness-tracking technology have witnessed rapid growth in recent times. International Data Corp. reports that one in every five people in the U.S owns a wear...

How to Keep Humanity in Online Sales

Santosh Perumbadi Thu, 21 Feb 2019

It’s no secret that the small business insurance industry is creeping online, representing the start of an insurtech revolution. More insurers are realizing that customers ...

How Claims Process Must Drive Change

Mariana Dumont Thu, 21 Feb 2019

The arguments surrounding the need for change in the insurance industry have largely been won. In recent years, dramatically increasing regulations, competition and custome...

End for the London Wholesale Market?

James Twining Wed, 20 Feb 2019

In December, NASA’s spacecraft OSIRIS-Rex landed on the surface of Bennu 101955, a large asteroid. Scientists believe that it could one day strike the Earth, should gravita...

Stop Selling; Start Helping People Buy

Kevin Trokey Tue, 19 Feb 2019

When was the last time you bought a new car? If it has been in the last few years, according to industry sources, the process probably went a little bit like this.  There i...

The 5 Top Trends in AI and RPA

Michael de Waal Tue, 19 Feb 2019

Insurance companies are only beginning to harness the potential of artificial intelligence (AI) and robotic process automation (RPA). AI refers to computer systems that can...

Mobile Apps and the State of Privacy

Judith Delaney Mon, 18 Feb 2019

Mobile applications or mobile apps or just plain apps are software programs designed and developed to run on a mobile device. Mobile apps can be downloaded and accessed dir...

Blockchain: Seizing the Opportunities

Tom Hammond Fri, 15 Feb 2019

Forty-six percent of insurers expect to begin using blockchain within the next two years, and 84 percent say the technology will change the way they do business, says Jim S...

When the Cosmetic Is Consequential

Lewis Fein Fri, 15 Feb 2019

To insure is to choose whom to cover, and what not to cover. About the latter: Whenever the choice is between the consequential versus the cosmetic, whenever insurers deem ...

Insurtech's Voice

Best Social Networks To Promote Your Business

Feb. 23, 2019, 12:39 p.m.

All you need is a bit of effort and negligible expenses (or absolutely no expenses) to pluck the fruits and bring them to your benefits. In more...

Becoming a PayFac is Easier for SaaS Platforms

Feb. 21, 2019, 2:45 p.m.

Want to provide PayFac-specific features but don't know where to start? Find out how becoming a PayFac could be an easy task for SaaS platforms.

3 Reasons Why Solid Payment Gateway Technology is Essential for Venture Capital and Private Equity Companies

Feb. 14, 2019, 11:34 a.m.

Want to optimize payment processing for portfolio companies? Find out why solid payment technology is necessary for private equity and venture capi...

How Can Route Optimization Software Helps To Optimize Personal Delivery Routes?

Feb. 8, 2019, 1:42 p.m.

Thanks to technology, route optimization has taken the digital route in the modern world. One of the primary factors that enable global businesses ...

White-label PayFac: “Try it Before Buy it”

Feb. 6, 2019, 3:47 p.m.

Want to become a payment facilitator? Find out the benefits of a white-label PayFac option as the first step on the way to full-fledged payment fac...

Your Own Payment Gateway: Is it the Right Thing for You?

Jan. 28, 2019, 12:30 p.m.

Looking for the ways to launch your own payment gateway that would suit your business? Find out when owning a payment gateway makes sense.

5 Things You Should Know about PCI Compliance | UniPay Gateway

Jan. 22, 2019, 11:57 a.m.

Want to accept credit card payments securely? Find out the most important things you should know about PCI compliance.

Does your processor support all the technical features you need?

Jan. 16, 2019, 4:48 p.m.

Are you limited in payment methods, integrations, features, and support with your payment processor? Here are the fundamental steps each business s...

Does your processor support target currencies and geographies?

Jan. 11, 2019, 2:06 p.m.

Learn more about the problem of multi-currency transaction processing and ways of its solution.

3 Steps to Lower Your Processing Costs

Jan. 7, 2019, 6:07 p.m.

Paying too many fees for #credit #card #processing? Here's how to calculate #payment #processing costs so you can determine what you really owe to ...

Elixir vs. Ruby and Phoenix vs. Rails: What to Choose and Why

Dec. 29, 2018, 4:54 p.m.

Now a new programming language called Elixir and its the most popular Phoenix framework have been discussed by web developers for a couple of years...

Are you paying too much to your transaction processor?

Dec. 27, 2018, 11:25 a.m.

Are you paying too much to your #transaction #processor? Learn how to reduce #payment #processing #fees and grow your business.

What is the Best Payment Gateway For Payment Facilitators?

Dec. 19, 2018, 8:05 p.m.

Want to make more money on #payment #processing? Find out the key tips to follow if you are a #PayFac and looking for the best #paymentgateway to m...

Before Starting a Payment Facilitation Project

Dec. 13, 2018, 4:11 p.m.

Want to start a payment facilitation project? Find out key aspects that should be clarified with your acquirer/processor to start a PayFac project ...

White Label Payment Gateway White Paper

Dec. 7, 2018, 3:07 p.m.

Learn how to launch a white label #payment #gateway and how to roll it out without hassles and surcharges.

Best Talent Retention Strategies for Today's Workplace

Dec. 6, 2018, 3:16 a.m.

You worked hard (and spent a lot of money on) bringing the best people on your team. Here’s how to keep them for the long haul. Great tips from ...

4 Crucial Talent Retention Strategies for Designing Your Benefits Package

Dec. 6, 2018, 3:14 a.m.

This article gave insight on the variety of tactics that you can utilize to attract the top talent during your open enrollment process and how to i...

"Disruptive Model" by South Florida Business & Wealth

Dec. 6, 2018, 3:12 a.m.

Publications Edit publication Best Talent Retention Strategies for Today's Workplace publication titleBest Talent Retention Strategies for ...

Become a Payment Facilitator - White Paper

Dec. 5, 2018, 11:01 p.m.

Curious how to build a #PayFac platform fast and seamlessly? Our tips will help.

Own a Payment Gateway

Dec. 4, 2018, 2:24 p.m.

Launch your own payment gateway to create a positive payment processing experience for your customers.

How to Hire Remote Magento Developer for Your Next E-commerce Store?

Dec. 4, 2018, noon

Marketing products online seem like a huge task. It often feels never-ending and never halting. In the myriad of options to delve into, it becomes ...

How Upgrading to Magento 2 Can be Helpful?

Dec. 4, 2018, 11:59 a.m.

Magento 2 is quite stable as compared to its older version. It is re-formatted, great performing and user-friendly platform. The new version is qui...

Magento 2.3 Brings in Amazing New Features to Explore

Dec. 4, 2018, 11:57 a.m.

The new version of Magento that is Magento 2.3 comes with amazing new features to unleash. You will be able to experience new functionality plus mo...

How to Start a Payment Gateway

Nov. 23, 2018, 6:20 p.m.

An article describing the key misconceptions related to starting a payment gateway of your own, and explaining the order of steps to be taken.

“Fundamentals of Payment Processing”: Free Guide

Nov. 16, 2018, 11:17 a.m.

Press Release: United Thinkers releases a guide on fundamentals of payment processing for all categories of merchant services industry players

Elixir Programming: Facts to Know for Better App Development

Nov. 14, 2018, 2:29 p.m.

There many well-known web development languages as Python, PHP, and Ruby that have been successfully used by developers for a long time. There has ...


Nov. 14, 2018, 10:17 a.m.

In the age of technology, start-ups are emerging in great numbers, making smartphone technology an essential requirement of vibrant human lifestyle...

Swift vs Objective-C. Which iOS Language To Choose

Nov. 12, 2018, 3:47 p.m.

As the iOS platform is gaining popularity and Apple users have high payment ability, businesses concentrate on strategic efforts to give the best q...

White label Payment Facilitator Model

Nov. 8, 2018, 7:18 p.m.

Are you on the way to become a PayFac? Find out how white label payment facilitator model can give you all the features of PayFac without investing...

How Much Does It Cost to Build an E-Commerce Website?

Nov. 6, 2018, 4:17 p.m.

Nowadays the cost of the building an e-commerce website will range from $35,000 to $1,000,000 and even more. The price will depend on the customer’...

How to Make Your App Successful

Oct. 26, 2018, 10:21 a.m.

If you want to launch a great app startup, you need to follow a systematic pattern. You will learn how to make a successful app business, despite l...

Fundamentals of Payment Processing

Oct. 25, 2018, 4:16 p.m.

Want to launch any type of business related to providing payment processing services successfully? Learn the foundations of merchants, ISOs, paymen...

The Future of the Blockchain Technology

Oct. 23, 2018, 8:14 a.m.

As you may have already noticed, Blockchain technology is the center of attention in current news headlines. The technology has been deemed “disrup...

How Traveling Abroad Can Build a Stronger Entrepreneur

Oct. 18, 2018, 5:30 p.m.

As I continue my second startup, I am becoming increasingly aware of how the experiences I find myself leaning on the most have been gained over th...

Why a Company Pledge Feels More Authentic than Company Values for My Startup

Oct. 18, 2018, 5:29 p.m.

Aspirational company values are commonplace at startups. Here's why I wasn't able to write them for my own company and what we're doing instead.

Your Own Payment Gateway Similar to Stripe or Square

Oct. 18, 2018, 4:48 p.m.

Looking to create your own #paymentgateway similar to #Stripe or #Square? Learn how you can benefit from the #whitelabel solution and get your own ...

The Value of Proper Documentation

Oct. 9, 2018, 6:24 p.m.

White paper by P&C attorney Matt Ponzi, partner at Foran Glennon on the need for proper documentation of property claims and the effect on litigation.

Future of E-Commerce

Oct. 7, 2018, 12:31 p.m.

Currently, it is a must-have to be active on social media and to operate in the e-commerce sector. E-commerce is a process where parties buy & s...

See research section for a list of reports I have written.

Oct. 6, 2018, 1:47 a.m.

Over 40 articles, research reports, market studies on insurance and banking in Canada.

Finance minisiter scorecard August 26, 2015

Oct. 6, 2018, 1:44 a.m.

This report looks at Joe Oliver, minister of finance’s progress to date, and assigns a grade to his government’s performance to date.

Moneyball Marketing: What do MasterCard and Billy Beane have in common?

Oct. 6, 2018, 1:42 a.m.

In the book by Michael Lewis, Moneyball, ‘The Art of Winning an Unfair Game’, the author focused on the flaws that existed in the traditional way b...

Creating a Culture of Wow Through Self Service

Oct. 1, 2018, 7:28 p.m.

How self service can help the Customer Experience.


Oct. 1, 2018, 7:26 p.m.

3rd Canadian Broker to be featured as the marketing agency of the month in Rough notes.

On the Cutting Edge of Personalized Healthcare

Sept. 28, 2018, 3:17 p.m.

GE Canada rolls out pharmacogenetic testing for all employees after pilot project

White-label Payment Facilitator Program

Sept. 28, 2018, 12:17 p.m.

Press Release: United Thinkers launches a white-label facilitator program allowing businesses to benefit from all advanced PayFac-specific services...

Open Source Payment Gateway: Fees and Savings

Sept. 25, 2018, 3:16 p.m.

Want to save on credit card processing fees? Learn the pros and cons of licensing the open source payment gateway solution in terms of cost reduction.

Reduce Processing Costs

Sept. 20, 2018, 1:29 p.m.

Credit card #processingcosts are too high? Find out how to lower #transaction #fees using 2 basic strategies: negotiating with the processor or sea...

Thunder Launchpad graduates first class

Sept. 18, 2018, 8:23 p.m.

Entrepreneurs from 10 young businesses recently concluded the 12-week Thunder Launchpad accelerator program by pitching their ventures to potential...

BriteBee Launches a New Kind of Online Insurance Platform

Sept. 18, 2018, 8:20 p.m.

"People hate searching for insurance," says BriteBee CEO and Co-Founder, Keagan Henson. "There is so much value in a personal agent/client relation...

Providing Value over Offer in Branding: Meet Brian Appleton | The Hive Five

Sept. 18, 2018, 8:15 p.m.

Our guest on today’s episode is Brian Appleton. Brian is the founder and host of the Insurance Agent Summit. The Insurance Agent Summit is the worl...
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